StatusDetector

Settled · decode any status

"Captured"

The merchant has converted the earlier authorisation into a real charge. Funds are now in motion from your bank to the merchant.

SettledReviewed 2026-06-01

Where you see this phrase

Payment processor dashboards (Stripe, Braintree, Adyen). Equivalent to "Settled" / "Posted" from the cardholder side.

Other settled phrases

The charge has posted; money has moved.

Other stages of the payment lifecycle

The same transaction passes through several stages — each with its own phrase library.

Sources. Phrase wording normalised across major bank apps and processors (Stripe, Adyen, Braintree, PayPal, Square). For your specific transaction, the merchant and the issuing bank are the only authoritative sources.

Not financial advice. CFPB publishes consumer guidance on disputed transactions and billing errors.

StatusDetector is independent and not affiliated with any card network, issuer, processor, or merchant. Informational only.